suffering an accidental injury can have a direct impact on your wellbeing.
Whether you’re a builder, office worker, or a parent caring for children at home, your daily life will be impeded in some way if you suffered an injury. Maybe you have some ACC - maybe you don’t. Maybe you have some income protection with a wait period - or maybe you don’t.
Don’t panic, accidental injury cover provides an up-front payment should you be injured accidentally. You can use this lump sum for whatever you need: covering treatment costs, getting taxis to work, hiring someone to help with children, or simply taking time off work to recover.
how it works.
You choose how much cover you need, up to $5,000 a month. Should you need to claim, the lump sum you receive is based on the injury category your claim falls under. You’ll find a summary of the injury categories and the payment periods that apply in the table below. Once you know what injury category you are claiming under, your sum assured is then multiplied by the relevant claim payment period.
Pricing is from as little as $2 per week*
For example:
offsets.
There are no offsets against any ACC payments or other insurances you may have - this means you will get the benefit you are entitled to.
benefits at a glance.
limitations.
While Accidental Injury Cover can help you better cope with an accidental injury, there are some situations you wouldn’t be covered for and therefore couldn’t claim on. An example would be accidental injuries that require a cast but not due to a fracture.
want to find out more?
It’s as easy as booking a free chat today to get a quote tailored to you.
*T’s and C’s apply.